Transparency is at our core at all times.
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Transparency is at our core at all times.
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Our Commitment to Our Members

Your Healthcare

The eternalHealth Difference

$0 Copays
$0 primary care visits, $0 deductible, and premiums as low as $0.

Prescription Drugs
$0 copays for common prescriptions & save on Tier 2-5 drugs. Save time by receiving mail order prescriptions with a 100-day supply!

Fitness Benefit
All plans have a robust fitness benefit with access to national and boutique facilities, online programs, home kits, and cognitive brain training.

Dental, Vision, and Hearing Coverage
No need for supplemental coverage, eternalHealth is your one-stop shop for the benefits you need.

Grocery and Over-the-Counter Allowances
Receive a quarterly allowance for groceries and everyday health-related items. Save on healthy groceries and items like cough and cold medicine, vitamins, and bandages.

Member Support
We are here when you need us most. Our members are our priority. Your care and health are at the forefront of every decision we make.

eternalHealth has no customer service run-around,
confusing terms, or hard-to-find benefits.
You’ll know exactly what your care will cost.

Find the Plan
That’s Right
for You!

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How eternalHealth Works

Lowering Costs, While Improving Quality 

  • By operating on a single cloud-based platform, we optimize our internal controls and invest more into your care.
  • As your forever partner in healthcare, we are committed to transparency and education, which makes it easy for you to make informed health care decisions for you and your family.

Care that includes all the benefits you need, at low out of pocket costs.


Care that includes all the benefits you need, at low out of pocket costs.

eternalHealth works with all your care providers and facilities to ensure that your care is efficiently managed.

Your one-stop shop: no need for additional supplemental or expensive Medigap coverage.

how it works

Call us now to see if eternalHealth is right for you

Need to reach us now?
Call us at

1 (800) 831-0735 

From October 1-March 31
8am-8pm EST, Mon-Sunday, 7 days a week

From April 1-September 30
8am-8pm EST, Monday-Friday

Want more information?

Tell us how to reach you & we will be in touch soon to answer any questions you may have!

Page Last Updated On: October 18, 2022
Effective February 3rd, 2022, we are providing coverage of FDA-authorized, rapid, at-home COVID-19 tests for our Medicare Advantage members for the duration of the federal public health emergency.

For more information on the new policy and coverage details please visit our COVID-19 Information page here.
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Tom Cunniffe

Director of Operations 

Tom Cunniffe comes to eternalHealth with over 20 years of healthcare operations’ experience, having held leadership positions in Call Center, Enrollment, Credentialing, UAT and Reimbursement teams. Tom has worked with Medicaid, Commercial and Medicare lines of business and has consistently built teams who are metrics driven with proven successful outcomes. Making sure our business strives for an efficient, best-in-class customer experience is at the center of Tom’s philosophy.

Tom has a bachelor’s degree from Fordham University and a master’s in business administration from University of Massachusetts at Amherst.

Tom Lawless

Chief Financial Officer

Tom Lawless has spent the past 20+ years building, sustaining, and growing new healthcare-related programs that balance fiscal responsibility & prudence with creativity & innovation, focusing on models of care that are novel, person-centered, and improve the social welfare of those who are served. He is very excited to continue doing so in his role as the Chief Financial Officer of eternalHealth.

Tom comes to eternalHealth from a not-for-profit, member-centric, health insurance cooperative. He helped the company continuously strive toward its dual goals of thriving financially, while keeping members at the very epicenter of its mission and service model. While there, Tom also spearheaded the creation of a brand new private, charitable foundation, which will be meaningfully giving back to those in need in the surrounding communities for years to come. Previously, Tom worked in the finance department of a successful hospice that provided high-quality care to persons experiencing their unique and poignant end-of-life journeys, assuring that the appropriate financing was always available. Tom’s career began as a civil servant in the Wisconsin Medicaid program, where he helped to create a program that expanded the institutional entitlement to care into home and community-based settings. Starting with only a blueprint in hand, the program now serves more than 57,000 frail elders and disabled adults and is considered a national model. Growing into a senior leadership role, Tom was a key architect of an innovative financing model, through which the public and private sectors successfully collaborated to better the lives of persons in great need.

Tom holds undergraduate and graduate degrees from the University of Chicago, with additional graduate work in economics completed at the University Wisconsin-Madison.

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